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| | URL: | http://www.whathouse.co.uk/new-homes-search?keys=cambridgeshire | | Description: | We have a wide range of the latest new developments in Cambridgeshire to suit every budget. Easy to search and browse through hundreds of properties available from well known house builders. | | Rss Feed: | What Home? Latest News | | Resources: | New houses in Lincolnshire
Hundreds of all the latest new homes in Lincolnshire from major home builders. Easy to search and browse to locate ideal properties.
New houses in Birmingham
Large selection of new homes available from national and local house builders in Birmingham. Whether you are looking for a new flat, house or luxury new home, we have something for everyone.
New houses in Bristol
Whether you need an affordable house, new apartment or family house, we have a range of new homes in Bristol available to help you with your search. Easy to use.
New houses in Scotland
Hundreds of new developments in Scotland to suit all budgets and property needs. Easy to search and browse through all the latest property listings.
New houses in Essex
Make your property search easier. We have hundreds of the latest new developments in Essex to search and browse through. | | Pagerank: | 3 | | Link Owner: | Sonya Bruce | | Date Added: | September 29, 2011 01:49:42 PM | | Category: | Business and Economy: Real Estate | | Number Hits: | 0 | | Latest Feed: | Decorating your new home – Sofa beds
In the last few years, sofa beds have begun to be more popular due to the fact that the manufacturers added new features to make them more comfortable than before. A new sofa bed is perfect for a restful sleep. You can also choose from a wide range of styles, colours and designs at affordable prices.
Advantages of sofa beds
Owning a sofa bed can be advantageous for many reasons. Here are just a few of them:
the sofa bed will look good in any room: the bedroom, your children's room, the living room, even in the office because there are many different designs, shapes, sizes and colours available on the market
it is smaller than a traditional bed and it needs less space
the transition from sofa to bed is simple due to modern click mechanisms; there is no heavy lifting involved
it can incorporate storage spaces for keeping the guests' bedding and other items
it gives you extra sleeping space in case you need it
it is durable, if properly maintained
it is made from high-quality materials
Sofa bed care
If you found the perfect sofa bed for your home, you should clean and maintain its new look as long as possible. Sofa beds are usually made from fabrics, genuine or ecologic leather or a combination of leather and fabrics.
In the case of a leather sofa bed, you should use protective creams and cleaning solutions to remove dust and other particles. Protective creams give the leather a nice shiny look and protect it from scratches. When buying them, be sure that they can be used for leather surfaces. Sofa beds made from fabrics are prone to stains. It is recommended for the stains to be removed as fast as possible to avoid becoming permanent. Use cleaning solutions which do not fade the colours away and fabric conditioners.
Sofa beds are a great way to save space. If you're moving house and want to find a sofa bed that will suit your new home, visit the Bedstar shop for more information.
Mortgage blog: Everything you need to know about porting your mortgage deal
If you're moving home, you may well want to remain with your mortgage lender. You may be on a great interest rate such as a fixed or discounted deal. Or, you may find that there are ‘early repayment charges' if you repay the mortgage on the sale of your home and take out a new home loan with someone else.
However, taking your existing mortgage deal with you when you move is becoming increasingly difficult. This process is called ‘porting' and we explain everything you need to know here.
What is ‘porting'?
Porting involves you taking your mortgage deal with you when you move home. Even though your loan may be secured on a different property and you may borrow a different amount, your existing mortgage deal is ‘ported' onto the new property.
It's your interest rate you port, not your mortgage
A common misconception is that you can simply approach your lender to rubberstamp them transferring your mortgage onto a new property when you move home. When you apply for a new mortgage - even if it's with the same lender and for the same amount - your new application is underwritten afresh. This means that you won't automatically be agreed for a mortgage with your lender - even if it's for a lower amount!
If your circumstances have changed, the lender has changed their criteria (which many have) or your credit rating is not as high as it has been in the past, you may find that your mortgage will be declined. If your lender does agree your new mortgage, it will be a brand new home loan with a new account number. It is only your interest rate that is ‘ported' to the new property.
The importance of buying and selling simultaneously
Porting your mortgage deal allows you to do two things:
Retain your existing interest rate
Avoid paying any ‘early repayment charges' for ending the deal early
In recent years, banks and building societies have allowed borrowers to take their deal with them when they moved house. Most let borrowers to keep the terms of their mortgage - and waive any early repayment charges - if there was a six-month gap between selling one property and buying another. However, increasing numbers of lenders are tightening these rules which may have the effect of driving you onto a higher interest rate. It may also mean you have to complete your sale and purchase simultaneously.
Financial advisors recently received notification from Nationwide that "we will no longer accept non-simultaneous porting applications where a client wishes to return to Nationwide having already redeemed their mortgage account". Barclays recently cut its porting window from six months to 30 days while NatWest and RBS mortgages must be ported within 90 days of the sale.
Keith Osborne from whathouse.co.uk says: "It is becoming increasingly difficult for borrowers to port their mortgage deal when they move home. Borrowers are increasingly going to find it tough to stick with their lender on a low rate - indeed the Financial Ombudsman Service has stated that it expects one in ten of its complaints will be about porting mortgages."
Click here to find out more about how whathouse.co.uk can help you find the right mortgage.
Midlothian offers a wide range of new homes for Edinburgh commuters
Due to its close proximity and easy access to Edinburgh city centre, Midlothian has always been popular with commuters. However, the area also has an abundance of scenic countryside, rolling hills, country parks and places to visit as well as a large number of leisure facilities. All these things combine to make the area appeal to a wide range of house-hunters looking to buy a new home in the east of Scotland.
Arniston Vale is a Taylor Wimpey development of three-, four- and five-bedroom family homes in Gorebridge. Prices start from £195,000 for a three-bedroom detached house with en suite, garage, lounge and separate dining room. A part exchange event is taking place at the development on Sunday 27th May when an independent financial advisor and a part exchange expert will be available to offer advice to potential buyers.
Springfield's Pear Tree Park development is located on the outskirts of Dalkeith and offers a collection of two-, three- and four-bedroom homes in a number of styles including apartments, semi-detached and detached houses. Prices range from £116,950 for a two-bedroom apartment to £214,000 for a four-bedroom detached family home with lounge, dining room, breakfasting kitchen, utility room, garage, en suite shower room and fitted wardrobes.
Staying in Dalkeith, Queensberry Properties' Woodland Grange development can be found in the Wester Cowden area of the town. Phase Two consists of 20 two- and three-bedroom terraced, semi-detached and detached homes with prices starting from £145,000. Benefits include integrated kitchen appliances, fitted wardrobes, turfed gardens, en suites and open-plan kitchen/dining areas.
Just eight miles from Edinburgh, Hopefield View in Bonnyrigg is a Stewart Milne Homes development comprising one- and two-bedroom apartments alongside two-, three-, four-, five- and six-bedroom terraced villas and five-bedroom detached houses. The ‘Earlstoun' apartment is priced from £104,950 and features an open-plan lounge and designer kitchen with integrated appliances. At the top end of the scale, the ‘Sandholme' five-bedroom home costs from £387,000 and boasts a breakfasting kitchen and family area as well as a separate lounge and dining room. The master bedroom comes complete with a walk-in wardrobe and there are en suite facilities to three of the bedrooms.
Situated in Mauricewood on the outskirts of Penicuik, The Orchard is an exclusive development of just 12 four- and five-bedroom houses by Cruden Homes. The properties are arranged around a courtyard, which enhances the sense of community as well as ensuring each home enjoys gorgeous views of the surrounding countryside. Homes here are priced from £315,000 and benefits include an open-plan living and dining area, formal lounge, family room and a master bedroom with dressing area and en suite. A study is also available in the five-bedroom option.
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